Tuesday, 2 August 2011

Mobile Phone Options for People With Bad Credit

Would you like the convenience and peace of mind of having a mobile phone, but think it is impossible because you have damaged credit?  Are you too embarrassed to apply for a cell phone contract, because you think you'll just get turned down? 

Mobile phone companies realize that not everybody has perfect credit, and with that in mind many have created a line of bad credit mobile phones.  With these phones, there is no credit check, so there is no risk of being embarrassed because of a mobile phone company's rejection. 

Bad credit mobile phones operate very simply.  The user pays the full price of the handset, and pays for their minutes in advance of using them.  Since everything is paid for upfront, there is no need to have good credit.  Of course, the handset and minutes are more expensive because the customer is not prepaying for them.  However, prepaid mobile phones have advantages other than offering a way for customers with bad credit to get a mobile phone. 

Since there is no contract, there is no penalty for cancelling the phone early or moving to a different mobile phone provider.  For a person who needs a mobile phone just temporarily, or is not sure which mobile phone service they want to go with, it may be more cost effective to try a prepaid mobile phone for a time.

When cellular companies began offering bad credit mobile phones, they used to offer basic handsets that were quite dated.  This is no longer the case.  Many cellular phone providers now offer a wide selection of smartphones and other current mobile phones. 

Both Blackberries and the Iphone are offered by some cellular carriers.  Of course, the user does not get a discount by signing a contract that is months or years long.  However, mobile phone companies often have smartphones at a number of price points. 

For a person who is not needing the latest in technology, there are slightly older smartphones available.  There are also refurbished smartphones and other cellphones available, which can offer a customer deep discounts and a phone which looks nearly new.

1 comment:

  1. An agreement for a bad credit mobile phones can be difficult to discover however, but definitely not difficult. A client may have to affect on quite a lot of doors of support providers; however, sooner or later they will discover a bad credit mobile phones offer. Once an agreement on a short term or even per month deal is struck -it opens a huge gate of opportunities for the client to change from a low credit score cellular mobile phones client to a client with good ratings.

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